Your Hometown Insurance Starts Here
We recognize the lifestyle and needs of the residents in Liberty County.
Home Insurance
Auto Insurance
Business Insurance

Renters Insurance

Specialty Vehicles (Motorcycle, ATV)

Boat Insurance

Mobile Homes Insurance

RV Insurance

Flood Insurance

Bonds Insurance
Welcome to Ripkowski Insurance Agency!
Learn more about our agency.
Thank you for visiting our website! We’re excited to help you save money. As dedicated insurance advisors, our goal is to assist you in finding the right coverage tailored to your needs. With our extensive experience, we offer a wide range of options, including auto, home, commercial, RV, boat, ATV, mobile home, workers’ comp, inland marine, and more. Let’s work together to secure the protection you deserve!
Press button below,Start a quote today and SAVE!!
Our Values
We embrace these values every day with every client.
Personal
Honest
Responsive
Principled
Up-Front
Our Insurance Agents
We specialize in a variety of customizable personal insurance solutions.
Hometown Protection You Can Count On.
Your hometown duo for Home, Auto, and Business Insurance. Local, trusted, and committed to making coverage simple and stress-free.
Voted best Insurance Agency in Liberty County 2025
No Insurance? No Problem, Just Fill Out the Form Below.
We recognize that not everyone may have insurance coverage. This is not an issue. Kindly complete the form, and we will assist you in obtaining insurance as soon as possible.
Real clients. Real reviews. Real coverage.
Stephanie Smith
Customer Since 2022
I was with State Farm for over 20 years. Our agent retired, and I decided to get a quote from Ripkowski Insurance. Brittany was able to search around and save me over $1,000 for the year on my house & auto insurance. I’m so glad I switched from State Farm. Love these girls, and they are so friendly & fast!! I’ve referred several people to them who have saved money as well! Thanks y’all!
Jimmie Bear
Customer Since 2022
There are so many expenses that come with owning a company and so many insurance companies out there that promise to give you the best rates that is makes it hard to chose. Ripkowski saved us over $200 monthly on our commercial policy upon switching and continuously looks to see if there are ways to save even more. I love how they are able to shop around with different vendors for us.
Rainy Ripkowski
Customer Since 2022
Elaine Trimmer
Customer Since 2023
I am so glad I found Ripkowski Insurance. Just tell them what you need, and they do all the work to find your options! Brittany is always quick to respond, very professional, and courteous
Deborah LaBarbera
Customer Since 2022
These Ladies did an amazing job for us. We have all our insurance with them, and they constantly work for us, looking for better deals during renewal time.
Geoffrey King
Customer Since 2023
These are just a small town girl, living in a lonely world, and they can ensure your train ticket goes anywhere. So if you’re just a city boy, born and raised in South Dayton
I would purchase their insurance and never stop believing.
Shelley Dailey
Customer Since 2022
Small town and family-run, these ladies are dedicated to serving your insurance needs. Always friendly and always available. Give them a call and let them give you a quote.
Alexis LaBarbera
Customer Since 2022
I can’t say enough about them! They make the process so easy & stress-free! Super friendly & all around great company. You won’t regret using them!
Kane Rogers
Customer Since 2022
Jessica was so helpful will definitely recommend them to my family and friends ! She helped me and my family save over 1,500 !!! She was very kind
Haden Gutierrez
Customer Since 2022
There’s the rest, and then there’s………….THE BEST. Ripkowski Insurance Agency is gonna go to the pit of misery to make sure they give you the best rates with the best protection! You’re doing an injustice to yourself if you don’t give them a call!
The Advantage of an Independent Agency Working for You
What makes our independent agency stand out?
- Customer service
- Quick response time
- We contact your mortgage company for you
- We give back to the community
- We offer premium financing
Frequently Asked Questions
“We understand that insurance can raise many questions, and we aim to simplify the process and provide clear answers. Below, you will find responses to some frequently asked questions regarding our hours, availability, communication options, and financing. If you need further assistance, feel free to call or text our team at any time.”
What hours are you open?
Our office is open Monday through Thursday from 8:30 AM to 4:30 PM, and on Fridays from 8:00 AM to 12:00 PM to serve you. We are closed on Saturdays and Sundays so our team can enjoy time with their families. Feel free to reach out during business hours, and we’ll be happy to help with all your insurance needs.
Are we open on weekends?
At this time, we are not open on weekends. If you need help outside of business hours, feel free to leave a message or send us an email, and we will follow up as soon as we’re back in the office.
Can you text our office?
Absolutely — you can call or text our office directly with questions, documents, or appointment requests
Do we offer financing? Home/business insurance
Yes, we offer flexible in-house financing options for large home and business insurance premiums. Contact us to explore your payment options





























