Your Hometown Insurance Starts Here

We recognize the lifestyle and needs of the residents in Liberty County.

Home Insurance

Auto Insurance

Business Insurance

Renters Insurance

Specialty Vehicles (Motorcycle, ATV)

Boat Insurance

Mobile Homes Insurance

RV Insurance

Flood Insurance

Bonds Insurance

Welcome to Ripkowski Insurance Agency!

Learn more about our agency.

Thank you for visiting our website! We’re excited to help you save money. As dedicated insurance advisors, our goal is to assist you in finding the right coverage tailored to your needs. With our extensive experience, we offer a wide range of options, including auto, home, commercial, RV, boat, ATV, mobile home, workers’ comp, inland marine, and more. Let’s work together to secure the protection you deserve!

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Our Values

We embrace these values every day with every client.

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Personal

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Honest

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Responsive

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Principled

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Up-Front

Our Insurance Agents

We specialize in a variety of customizable personal insurance solutions.

Hometown Protection You Can Count On.

Your hometown duo for Home, Auto, and Business Insurance. Local, trusted, and committed to making coverage simple and stress-free.

Voted best Insurance Agency in Liberty County 2025 

No Insurance? No Problem, Just Fill Out the Form Below.

We recognize that not everyone may have insurance coverage. This is not an issue. Kindly complete the form, and we will assist you in obtaining insurance as soon as possible.

3 + 3 =

Real clients. Real reviews. Real coverage.

The Advantage of an Independent Agency Working for You

What makes our independent agency stand out?

  • Customer service
  • Quick response time
  • We contact your mortgage company for you
  • We give back to the community
  • We offer premium financing

Frequently Asked Questions

“We understand that insurance can raise many questions, and we aim to simplify the process and provide clear answers. Below, you will find responses to some frequently asked questions regarding our hours, availability, communication options, and financing. If you need further assistance, feel free to call or text our team at any time.”

What hours are you open?

Our office is open Monday through Thursday from 8:30 AM to 4:30 PM, and on Fridays from 8:00 AM to 12:00 PM to serve you. We are closed on Saturdays and Sundays so our team can enjoy time with their families. Feel free to reach out during business hours, and we’ll be happy to help with all your insurance needs.

Are we open on weekends?

At this time, we are not open on weekends.  If you need help outside of business hours, feel free to leave a message or send us an email, and we will follow up as soon as we’re back in the office.

Can you text our office?

Absolutely — you can call or text our office directly with questions, documents, or appointment requests

Do we offer financing? Home/business insurance

Yes, we offer flexible in-house financing options for large home and business insurance premiums. Contact us to explore your payment options

Our Carriers

alinsco
btis
bristol-west
Elephant
foremost
gainsco
Geico
Grundy and Hagerty
hallmark
Homeowners of America
infinity
guard-insurance
kemper
Mercury Insurance
national-general
Orion180
liberty-mutual
Progressive
safeco
rps
swyftt
tapco
Texas Fair Plan
Texas Windstorm
 TWICO
Tower Hill, Mercury
universal-north-america
wellington
wright-flood